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Kim & Dave White

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Welcome to Ankeny, Iowa

by Kim & Dave White

Prosperous Ankeny, situated in Polk County, Iowa, is a fast growing, family city named in the top ten towns for families in 2008 by Family Circle. Ankeny is a job rich town with a healthy economy thanks to many big-name employers.

Great shopping and restaurants in the area are abundant with four convenient malls to pick from. Specialty stores are available.  Two examples being the Treasure House for seasonal and home decorating fun, along with Quilter’s Cupboard for all your crafting desires.

A night out at a great restaurant can be a delicious treat for the whole family at fine dining establishments such as the Waterfront Seafood Market, Jethro’s BBQ Lakehouse and many more fine diners.

For keeping active and healthy, The City of Ankey has many outlets for activity. Ankey boasts many activity rich parks. These parks include such amenities as a dog park over 7 acres with walking and biking trails with a half-acre pond for great fishing. Angel’s Park features the town’s largest playground with impressive playground equipment that will keep you children busy for hours.

Ankey Community School District is one of Iowa’s fastest growing school districts with 10 elementary schools, 4 middle schools and 2 high schools. A number of higher education facilities are available, those being Des Moines Area Community College and Faith Babtist Bible College and Theological Seminary.

Welcome to Akney!

Find Your Perfect Home in Des Moines

by Kim & Dave White

If you’re looking to buy a home in Iowa, then there’s no better place to live than Des Moines! This city has it all.  Known as the “wealthiest city in America”, Des Moines has a booming economy, is a political powerhouse, and enjoys abundant natural resources.  People have been calling this area home for thousands of years, so it’s no wonder that Des Moines is the thriving city it is today.

People living in Des Moines have a wealth of outstanding places to shop and dine.  East Village, Southridge Mall, and Jordan Creek Town Center are a few of the great places residents have to shop at.  And there’s no shortage of outstanding restaurants, with dining choices like Smokey D's BBQ and Fong's Pizza.

From the majestic State Capitol building with its 275 ft tall golden dome, to the Greater Des Moines Botanical Garden, you’ll have plenty of great things to keep you busy and engaged in the natural wonders of the area.

There’s no shortage of reasons to buy your next home in Des Moines. Visit our Des Moines Iowa Real Estate and Community Information page today and learn more about this great Midwestern city, as well as search for your dream home.

Home Buyers – Protect Yourself From Equifax Breech

by Kim & Dave White

By now you’ve no doubt hear about the massive data theft of 143 million consumer’s personal data from national credit bureau Equifax.  The problems this theft will cause could affect a lot of lives.  It could especially affect home buyers and mortgage applicants.

It’s likely that sensitive information was stolen from most Americans with credit, including addresses, Social Security numbers, driver’s license and credit card numbers.  These could be made available to the highest bidders on the Dark Web. 

Those at the highest risk may be home buyers and mortgage applicants, since they have a significant amount of information on file at the credit bureaus. This could cause serious problems down the road, especially during the buying process.

There’s no need to panic, as steps can be taken to protect yourself.  You can lock down your credit files with fraud alerts or credit file freezes, which will prevent people from opening accounts in your name and will prevent them from getting credit reports.

The FTC has helpful information on identify-theft countermeasures at consumer.ftc.gov/features/feature-0014-identity-theft. And if you’re thinking of doing a freeze, a good site is uspirg.org/resources/usp/protect-yourself-against-new-account-id-theft. You can also get free, three-bureau credit monitoring service being offered by Equifax at equifaxsecurity2017.com. The most important first step is to check your three credit reports for free at annualcreditreport.com and see whether anyone has been tampering with your accounts.

Home Maintenance Tips For September

by Kim & Dave White

Summer is coming to an end in Iowa, and it's time to make sure your home is ready for fall and winter. If you perform just a few chores, you can make sure you're ready for the colder months and havefewer issues during the winter season. Here's a few tasks that are fairly easy, and will help you avoid major repair costs when you least expect them.

Check Walkways For Cracks

Before your walkways get covered in the winter with snow and debris, it's a good idea to fix any cracks that could create a tripping or slipping hazard. You can fix small cracks with epoxy. For serious cracks, you may need to call in a professional.

Clean and Repair Siding

Make sure the siding doesn't have mold or mildew, and check for rotten and warped areas. You can even use a cell phone or drone to inspect higher areas instead of using a ladder. Inspect the joints for cracks.

Check Leaky Faucets

If you check leaky faucets and pipes now, you can avoid costly repairs if a pipe breaks during the winter.

Want some more tips for maintaining your home? Check out the full list of September maintenance tips here.

Have a Fun Labor Day Weekend in Des Moines

by Kim & Dave White

The Labor Day Weekend has finally arrived in De Moines, and it’s time to bring summer to a close.  Des Moines has a great variety of fun things you can do and see to help you get the most from the holiday weekend.  Here’s a few ideas.

Downtown Farmers' Market | 300 Court Avenue

Pappajohn Sculpture Park | 1330 Grand Avenue

Salisbury House & Gardens | 4025 Tonawanda Drive

Blank Park Zoo | 7401 SW 9th Street

Have a safe and fun Labor Day Weekend!

Should I Buy a Home Now?

by Kim & Dave White

I'm often asked if this is a good time to buy a home. Some clients are concerned that home prices may fall down the road, while others are convinced that home prices will go up.

Home prices are one factor in determining your cost of ownership, but so are interest rates and financing availability. Even though interest rates have fluctuated, they are still near historic lows. Since your monthly mortgage payment is a combination of paying down your principal and paying the interest owed, a one point rise in interest rates could cost tens of thousands of dollars over the life of your mortgage!

While a home is a major investment, it is also the center of your personal life. It's important to live in a home that reflects your taste and values, yet is within your financial "comfort zone." To that end, it may be more important to lock in today's relatively low interest rates while they are still available.

Please give me a call if I can be of any assistance in determining how much home you can afford in today's market.

Displaying blog entries 1-6 of 6

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Kim Polder & Dave White
RE/MAX Real Estate Group
6600 University
Des Moines IA 50324
Kim: 515-271-7713
Dave: 515-271-8270
Fax: 515-271-8273